Consumer Car Loan

Personalise your payments

A Consumer Loan1 is a fast, flexible and affordable way to purchase a new or used Volkswagen for personal use.

Choose your preferred loan term, pay a deposit, or tailor your repayments to suit your lifestyle. You can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle.  With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed rate means you can budget with confidence.

Your benefits

  • No annual charges or account keeping fees.
  • Flexible loan term of up to 7 years. 
  • Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments. 
  • No additional security is needed for approved applicants.
Volkswagen Choice2

Your loan, your choice

 Budget with confidence. Volkswagen Choice2 –is our Guaranteed Future Value2 Program – that gives you the power to lock in the value of your car when your loan expires. You have the option to trade in, retain or return your car at the end of a loan term.
 

Explore Guaranteed Future Value
3 Simple Steps

Online finance pre-approvals without any commitments

3 Simple Steps

Online finance pre-approvals without any commitments

Tip: Our calculator lets you see how much your repayments might be.
  1. Choose and build your dream vehicle
  2. Click to apply for finance and tailor your loan to suit your lifestyle
  3. Submit your enquiry and your chosen dealer will be in touch
Choose and build your vehicle now

Next steps

Talk to your local dealer

Find a dealerOpens an external link

Do the sums with our handy tool3

Calculate your loan repaymentsOpens an external link

Get in touch with our Financial Services team 

Contact usOpens an external link
© Volkswagen 2024

Volkswagen

1.
For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
2.
For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
3.
Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.